Yellow card’s travel insurance feature to be phased out; as of 1 August, 2014 travel outside Denmark will require ‘blue card’ or private travel insurance
The Danish government has instituted changes to its health law that have repercussions for Danish citizens and residents traveling outside Denmark. As of August 1, 2014 the Danish ‘yellow card’ will no longer be valid as a health insurance card outside the country’s borders; instead, people who travel to EU or EØS countries – Iceland, Norway, Liechtenstein, or Switzerland – must either carry an EU ‘blue card’ with them or purchase private insurance if they wish to be covered for health-related issues and emergencies.
According to a staff member of Aalborg Kommune’s citizen service office, all Danish residents with a CPR number will receive a new yellow card in the next few months. This new card will only be valid for use within Denmark. People who travel outside the country after August 1 must take with them either an EU ‘blue card’ or have private travel insurance. To qualify for the EU ‘blue card’ you must have a CPR-number, be a resident of Denmark and be a citizen of an EU/EØS country or married to a citizen of an EU/EØS country. In other words, if you do not meet all of these requirements you do not qualify for the card and must purchase private insurance if you wish to be covered. (This is already the case for all Danish citizens and residents who travel outside the EU and some experts recommend taking out private travel insurance no matter where you travel from August 1, 2014 to ensure the best coverage.)
The ‘blue card’ covers the following:
- Costs of necessary medical and hospital treatment, medicine, etc. during a stay in an EU country, Norway, Iceland, Liechtenstein or Switzerland.
- Both acute illness/injury and so-called ‘on-demand health care‘. The doctor will decide which treatment is needed during your stay and coverage will depend on how long you intend to stay in the country and which treatment you are given.
- Treatment provided only by practitioners affiliated with the National Health Service in the country you are in. The ‘blue card’ does NOT generally include treatment in private hospitals or clinics.
- Treatment to which nationals in the country you are in are entitled.
Repatriation is not included.
You can already order your ‘blue card’ online. (Note that there is a separate link for retirees.) The time between ordering your card and receiving it in the mail is estimated at 2-3 weeks. However, people who are not EU citizens but are married to one must visit Aalborg Kommune’s citizen service office. I did this today and it only took a few minutes for me to register myself and my daughters for our new cards.
For more information about this topic, please click here. (In Danish only.) Note that the site does NOT state that residents of Denmark who are not EU or EØS citizens but are married to one qualify for the blue card. I found that out when I went to Aalborg Kommune’s Borgerservice.